My little blog about best credit cards
If your minimum payment is greater than the amount you can afford to pay, ask whether the company will lower the payments on your student credit cards for a while. (They are considerably more likely to agree if you can tell them how long your current crisis will last and when you can start paying the full minimum amount again. ) * Now call your credit card company. When you owe money and can't pay, facing the people you owe money to can be daunting, but you need to face your fears. And you may find that the company that issues your student credit cards is more than willing to help you out.