Low interest credit cards topics explored
If you cannot cut your budget any more, you may look into picking up additional work or selling unnecessary big ticket items (like downgrading to a less expensive car). After you have a handle on your budget, develop a routine of slowly paying down the debt on your credit cards. Always pay more than the required monthly minimum on your balances. Continually paying only the minimum payments means that most of what you pay is going toward interest paid to the bank. If you pay more than the minimum, you will pay down more of the balance.