Join me in my love of mortgage rate
But, really, that's just the fun part. The hard part is qualifying for a home loan. Normally, your ability to qualify for a home loan will be dependent on how well you meet up to the following two standards. The first standard of measure is that you be in a financial position that will allow you to pay back the loan. Lenders don't always make this process easy; they take a hard look at your records in order to determine your ability to pay.